The proposition

The cheque book
on your phone.

DigiCheques is the cheque book on your phone. A named, single-use payment that you create, send by WhatsApp or text, and your recipient claims into their own bank account via Faster Payments. No bank details shared. No app to download. No platform to join. Just the most personal way to send money — brought into the twenty-first century.

Join the waitlist →

Click.    Boom.    Banked.

Why DigiCheques

For the
sender
 

Send money without sharing a thing. Create a DigiCheque, name your recipient, and deliver it however you like. Your bank details stay private. So do theirs.

Send money without
sharing a thing
 

No trace.
No trail.
No risk.

DigiCheques are single-use and named. They cannot be intercepted, redirected, or reused. No persistent payment path is created. Structural fraud prevention — not detection.

APP fraud prevention
by design

For the
recipient
 

Claim it into any UK bank account. No app required. No account to create. No platform to join. Just a link, a click, and Faster Payments settling in seconds.

Claim into any UK
bank account
 

How it works

Create a DigiCheque

Choose an amount, name your recipient, add a personal message. No bank details needed from you at this stage.

Send it

Deliver by WhatsApp, text, email — whatever works. It arrives as a link. It looks like a card. Because it is one.

They claim it

One click. They enter their own bank details to receive the funds. Settles via Faster Payments in seconds. Neither of you saw the other's account details.

For investors

Building the infrastructure for private payments in the UK. Seed round in progress.

Investor enquiries →